Ngl american life insurance company

National Guardian Life Life Insurance Review

Life insurance financially shields your loved ones when you're no longer around. National Guardian Life's competitive rates and customizable coverage make it a popular choice for families seeking peace of mind.

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By Mark Fitzpatrick

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Head of Insurance, MoneyGeek

Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including [CNBC](https://www.cnbc.com/2020/04/15/cant-keep-up-with-insurance-premiums-heres-what-to-do.html), [NBC News](https://www.nbcnews.com/business/autos/flooded-cars-are-problem-their-owners-future-car-buyers-n1278493) and [Mashable](https://mashable.com/article/tesla-insurance-rates). Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.

Edited by Jonathan Ramos

Jonathan Ramos is an editor committed to producing user-friendly and accessible financial content, particularly for those in younger generations. Previously, he worked as a fact-checker at The Daily Emerald, the University of Oregon newspaper. Jonathan's interest in the personal finance space stems from his desire to make a positive impact on the lives of others — he helps people make informed financial decisions by using his editing skills to make complex information more digestible.

MF

By Mark Fitzpatrick

MF

Head of Insurance, MoneyGeek

Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including [CNBC](https://www.cnbc.com/2020/04/15/cant-keep-up-with-insurance-premiums-heres-what-to-do.html), [NBC News](https://www.nbcnews.com/business/autos/flooded-cars-are-problem-their-owners-future-car-buyers-n1278493) and [Mashable](https://mashable.com/article/tesla-insurance-rates). Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.

Edited by Jonathan Ramos

Jonathan Ramos is an editor committed to producing user-friendly and accessible financial content, particularly for those in younger generations. Previously, he worked as a fact-checker at The Daily Emerald, the University of Oregon newspaper. Jonathan's interest in the personal finance space stems from his desire to make a positive impact on the lives of others — he helps people make informed financial decisions by using his editing skills to make complex information more digestible.

Updated: August 20, 2024

Advertising & Editorial Disclosure

MoneyGeek’s Take: Is National Guardian Life Right for You?

National Guardian Life Insurance Company (NGL) is a versatile provider with offerings for a broad range of customers. With policies and riders designed for individuals, families, business owners, employers and financial professionals, NGL may be an excellent choice for those seeking customizable insurance solutions.

The company provides various policy types, including life insurance, long-term care insurance and annuities, which can appeal to individuals looking to secure their finances and their loved ones' future. Additionally, National Guardian Life's policies for businesses and financial services professionals make it an excellent option for group insurance and investment products.

If you're looking for a modern, tech-savvy insurance provider with convenient online services, there may be better choices than National Guardian Life. You might want to consider Haven Life, a digital insurer that offers up to $3 million in term life insurance coverage with a range of term lengths. For a faster and more convenient option, Bestow could be a great fit, with most applicants aged between 18 and 60 getting approved for up to $1.5 million in term life coverage within minutes through its entirely online underwriting process.

Look through our review of National Guardian Life as you weigh your options for the best life insurance provider that suits your needs.